Senior Compliance Officer

Hybrid, with two days per week in Romford, with some travel to central London

• This is a great opportunity for an experienced Compliance professional looking to further their career within a corporate working environment.


• Full time position : working 5 days a week, with the opportunity to receive training and support towards professional qualifications.


• Working within a fun, collaborative team, based in Romford and London, We're looking for an experienced Senior Compliance Officer to join our busy and fast-paced Risk and Compliance team.


The role will be responsible for leading the retail insurance compliance function, and report directly to the CEO for KGM Underwriting Services (KGMUS).

The role involves a detailed understanding of the FCA Handbook and its practical applicability to a range of business lines.

At KGMUS, we work collaboratively to ensure we deliver good outcomes for customers and for our business and an ability to think commercially will be essential.

The role will work alongside KGMUS's operational business units, as well as interact regularly with the wider DUAL Group's Risk & Compliance team.

Role responsibilities

Provide timely and considered advice and guidance on a range of retail insurance topics. This will include but not be limited to : ICOBSProduct governanceConsumer DutyConduct RiskConsumer lending and the Consumer Credit ActSM&CROperational ResilienceFinancial PromotionsGeneral Insurance Pricing PracticesRegulatory Permissions and Regulatory ReportingOversight of ARs and IARsOwnership of the Conduct Risk Framework for KGMUS, including policies, KRIs and reporting.

Responsible for horizon scanning and interpretation of emerging regulatory requirements.Responsible for regulatory change projectsResponsible for the provision of compliance advice to change initiatives across KGMUS.

Line management of one team member.Regular liaison with the DUAL Compliance team who will provide support, guidance and oversight.


• Three years' experience working in retail insurance compliance, preferably in motor


• Expert technical knowledge


• Excellent relationship management


• Excellent written and verbal communication skills


• Team leadership


• Experience of regulatory liaison.


What do we offer in return?

From day one, our mission has been to create an independent business with a unique culture one that is controlled by the people who work for it.

Finding the most talented and entrepreneurial people has always been key to our success.

People come to Howden Group Holdings for lots of different reasons, but they stay for the same one : our culture. That's what sets us apart, and why we nurture and retain the best talent in the market.

Whatever your priorities work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden Group., What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals.

We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.

Our Culture : People First

We are proud to be at the global table, but we are most proud of our culture . It has been built on a single and constant set of principles over more than 25 years, and it has helped us become :

An international group with independence and people at its heart

A home for talent with a unique culture : the biggest small company in the world

The focus on being a People First business has always been at the very heart of the Group. David's vision was to create an independent business with a unique culture;

one that would survive and thrive as a business controlled by the people working for it. Finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.

Diversity & Inclusion

At Howden Group Holdings we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.

Yes, we offer all the usual rewards and benefits - including great healthcare provision, a wide variety of wellbeing offers, competitive salary, generous pensions and more - but we know you expect all that.

What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals.

We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.

Our culture : People First

Our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture : the biggest small company in the world.

The focus on being a People First business has always been at the very heart of the Group; our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it.

And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.

Diversity & Inclusion

At KGMUS we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.

What do we offer in return?

A career that you define.

Yes, we offer all the usual rewards and benefits - including great healthcare provision, a wide variety of wellbeing offers, competitive salary, generous pensions and more - but we know you expect all that.